Review and Analysis
Our team will do an extensive review of both borrower and property documentation. Since each request has its own profile and challenges, the documents required and discovery questions to the client will be different. We will review your file from every angle that a commercial lender will eventually, to uncover any potential hurdles and determine the eligibility for commercial financing given your request. We will make recommendations to cure potential issues that would affect your loan application (examples: credit repair, liquidity seasoning, increasing occupancy, re-negotiating or renewing tenant leases, etc.) in order to give you a game plan to have the most attractive loan request package possible to potential lenders.
We will also run different financing analyses for you to use as a tool to determine how different leverage points or changes in rate and terms might impact your investment ROI on the property. Lastly, our team will share with you the cash flow calculations that will likely impact your request to see if we need to adjust expectations. Our hope is that whether we work together or not, this step will be informative for you as an investor and in good faith give you market knowledge you can use to improve and grow.