MARKET INTEREST RATES
ANALYZE YOUR PAYMENT
UNDERSTANDING YOUR RATE
A benefit of our digital era should be robust information access and transparency. Most other commercial mortgage companies might provide estimated rates based on best case scenarios made available online. But those commercial loan rates are just that – unvetted and unreliable if there is no due diligence completed. The most fair and transparent way to answer the “what’s my rate” question is to give investors the methodology of determining commercial mortgage rates and then the tools to estimate their probable rate at any stage.
Commercial mortgage rates are usually a factor of three elements: the market index the lender has selected to use, the lender’s margin/spread over that index, and borrower selected program features.