The financing your deal deserves.
Middle-market investors and business owners deserve the same access to capital markets that large institutional portfolios have always had. We built CCG to close that gap — 375+ lender relationships, one dedicated team, and a bid process that works for you, not the bank.
We can help you win the deal.
Creative Commercial Group is a nationwide commercial mortgage brokerage and advisory firm based in Northern California. We represent commercial real estate owners, investors, and business owners in the capital markets to arrange financing for their investment properties. Our team maintains long-standing relationships with over 375 commercial lending sources, and we put them to work finding the most competitive financing for your specific strategy — not whatever a single lender happens to be offering this month.
The commercial mortgage process can be complex and unpredictable. Our job is to make it simple — surfacing the most competitive options in the market and catching the issues that derail a deal before they ever reach your desk. Read our full story →
- Leverage our expertise in property investment and management for a more rewarding return on your capital.
- Work with a team available to you throughout the process — not a single loan officer juggling a hundred files.
- Get a second opinion, a competitive bid process, and access to lenders you wouldn't find searching on your own.
Our loan programs
Each lender type fits a different kind of deal, and each individual lender has its own parameters. See the full breakdown →
Multifamily Lending
- 5+ unit property financing
- Maximum 80% loan-to-value
- Nationwide from $1,000,000+
- California from $500,000+
Owner-User Lending
- Core commercial financing
- Maximum 75% loan-to-value
- Nationwide from $1,000,000+
- California from $500,000+
Commercial Lending
- Owner-occupied financing
- Maximum 90% loan-to-value
- Nationwide from $500,000+
- SBA & conventional options
DSCR Rental Lending
- 1-4 unit rental investment properties
- Maximum 80% loan-to-value
- Nationwide from $100,000+
- No tax returns required
Construction Lending
- Ground-up commercial development
- Funds disbursed in draw phases
- Maximum 75% loan-to-cost
- Nationwide from $1,000,000+
SBA 7(a) Lending
- General-purpose small business financing
- Maximum 90% loan-to-value
- Loans up to $5,000,000
- Real estate, equipment & working capital
SBA 504 Lending
- Fixed-asset & real estate financing
- As little as 10% down
- Below-market fixed CDC rate
- Loans up to $5,500,000+ (CDC portion)
How financing gets done
From first conversation to funding. Read the full process →
Consultation
A first conversation where we give general feedback and soft quotes, often the same day.
Documentation
We collect the property or business financials needed to move from soft quotes to vetted loan offers.
Offer & deposit
Once you select a program, you sign the offer and submit a good-faith deposit.
Underwriting
While reports process, the underwriter works through any remaining conditions to funding.
Closing
After final approval, escrow coordinates funding and the closing process.
